DB Research über Digitales Geld

E Money und Digitales Geld sind neue Herausforderungen für Banken

E Money

Das sogenannte E Money (Digitales Geld) stellt eine neue Herausforderung für Banken im Bereich Payment dar.


Electronic money (e-money) is the digital equivalent of cash. It can be used for making payments without involving bank accounts in the transactions and always acts as a prepaid bearer instrument. So far, e-money still is a niche market. However, innovative mobile payment systems, the digitalization of financial services and virtual e-money might boost the usage of e-money and might thus support its importance as a payments instrument in the near future.

Die Studie „e-money: Niche market that might be expanding“ kann hier herunter geladen werden.

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